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Coverage

MA Workers' Comp Rate Changes effective 7/1/2022

The Massachusetts Commissioner of Insurance has approved a Stipulation for the general revision of workers’ compensation rates, effective 12:01 A.M., July 1, 2022, applicable to new and renewal policies. Lou Tonry summarizes the changes for you in

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The Optional Coverages - Are they really optional?

When insurance coverage is required by specifications and you intend to win that job, your decision to buy the insurance is easy. The hard part is finding the right coverage at the best price. But, what about the optional coverages? I’m not talking

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Cybersecurity Awareness

Do You Know that October is Cybersecurity Awareness Month?? Of course you know.  Cybersecurity Awareness appears everywhere in October.  But,id you think about how it affects you?  Did you take action?  If not, here are a few reasons you should

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Fiduciary Liability vs. Fidelity/Crime Coverage

Fiduciary Liability, Fidelity, Crime, Theft, Employee Dishonesty, 3rd Party Crime, ERISA Bonds – Oh My!! Anotheret of coverages in oureries of articles describing The Optional Coverages – are they really optional?  What do all of these terms

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What your ERISA Bond is NOT!

Your ERISA Bond is NOT: Fiduciary Liability Insurance, Employment Practices Liability Insurance, Errors and Omissions Insurance, Directors and Officers Liability Insurance, Identity Theft Insurance. This post explains the difference.

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Between the Sheets - Quality Coverage Matters

Recently, we had the pleasure to work with a young entrepreneur who had started a consulting company and raised over multiple millions of dollars in investments from over twenty different sources.  The company had grown from 4 to 14 employees in a year

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