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Installation Floater Coverage: Do you need this coverage?
Installation floaters are builder's risk policies written to insure a specific type of property during its installation. Usually, they are purchased by subcontractors who are installing equipment or materials in existing buildings where a builders risk
Pollution Liability: Don't Get Stuck with a Yucky Claim
Last month we discussed often overlooked coverages for construction professionals. Our team wanted to explore one of these overlooked coverages in more detail: Pollution Liability. Contractors may be surprised to know that commercial general liability
Often Overlooked Coverages for Construction Professionals
If you are a contractor, you probably have a general liability policy and coverage for your tools and trucks, but there are important types of insurance that are often overlooked. Building and renovating poses a lot of risk to you and your assets, so
Insurance Tips for Recent College Graduates
Congratulations on graduating from college! As you embark on your next chapter in life, it's important to consider your insurance needs. While you may have very little to protect now, insurance also protects future earnings!
The Dog-Eat-Dog World of Dog Bite Liability
Whether you are considering adopting a new dog, or your family is one of the estimated 65.1 million US households who already own one, it is a good idea to review your homeowners or renters insurance for dog bite liability coverage.
MA Workers' Comp Rate Changes effective 7/1/2023
The Massachusetts Commissioner of Insurance has approved a Stipulation for the general revision of workers’ compensation rates, effective 12:01 A.M., July 1, 2023, applicable to new and renewal policies. Lou Tonry summarizes the changes for you in
Legal Ownership of Property
The practice of using trusts or limited liability corporations (LLCs) has become more common and they are often used for transferring legal ownership,set protection, estate planning, tax strategies, or for privacy reasons. As a business grows or
Contractor's Equipment Valuation Method
The equipment and tools purchased for your business are a big investment. The insurance available to protect that investment is not created equal, and there are many options to consider. One important consideration when purchasing insurance for equipment
DCAMM and Electronic Bid Bonds
Did you know that Massachusetts Division of Capital Asset Management & Maintenance (DCAMM) has enhanced its construction contract procurement processes by transitioning to an Electronic Bid Bond submission?