Cyber insurance is confusingd becoming more difficult to secure. Companies are gathering loss experienced adjusting underwritingd pricing accordingly. A cyber-attack is one of the most debilitating events that can occur to your company. It can
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The Massachusetts Commissioner of Insurance has approved a Stipulation for the general revision of workers’ compensation rates, effective 12:01 A.M., July 1, 2022, applicable to new and renewal policies. Lou Tonry summarizes the changes for you in
When insurance coverage is required by specifications and you intend to win that job, your decision to buy the insurance is easy. The hard part is finding the right coverage at the best price. But, what about the optional coverages? I’m not talking
Do You Know that October is Cybersecurity Awareness Month?? Of course you know. Cybersecurity Awareness appears everywhere in October. But,id you think about how it affects you? Did you take action? If not, here are a few reasons you should
Fiduciary Liability, Fidelity, Crime, Theft, Employee Dishonesty, 3rd Party Crime, ERISA Bonds – Oh My!! Anotheret of coverages in oureries of articles describing The Optional Coverages – are they really optional? What do all of these terms
Your ERISA Bond is NOT: Fiduciary Liability Insurance, Employment Practices Liability Insurance, Errors and Omissions Insurance, Directors and Officers Liability Insurance, Identity Theft Insurance. This post explains the difference.
No business owner would consider operating without general liability or property insurance, yet an employer is more likely to have an employment practices liability claim than a general liability or property claim.
Training your employees to safely work remotely is almost as important as practicing social distancing. It may not save a human life but it can save your business. Establish an Incident Response Plan (IRP) to identify the response team, methods
In uncertain times such as these, your relationship with your bond company is especially important. As part of their underwriting process, they have teams of analysts monitoring the legal, economic and political climate across the country.