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Business Insurance

Do I Need Flood Insurance?

In 2023, the Northeast experienced extreme flooding areas rarely affected by floods. Record-breaking rainfall led to flooding Montpelier VT, Leominster, MA, and Manhattan, NY to name a few areas. These events highlight the importance of purchasing

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October is Cybersecurity Awareness Month

2023 marks the 20th annual Cybersecurity Awareness month when the Cybersecurity and Infrastructure Security Agency (CISA) provides information and materials critical to keeping our data, our resources, and our privacy safe. We eagerly join in this effort

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MA Workers' Comp Rate Changes effective 7/1/2023

The Massachusetts Commissioner of Insurance has approved a Stipulation for the general revision of workers’ compensation rates, effective 12:01 A.M., July 1, 2023, applicable to new and renewal policies. Lou Tonry summarizes the changes for you in

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Legal Ownership of Property

The practice of using trusts or limited liability corporations (LLCs) has become more common and they are often used for transferring legal ownership,set protection, estate planning, tax strategies, or for privacy reasons. As a business grows or

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Contractor's Equipment Valuation Method

The equipment and tools purchased for your business are a big investment. The insurance available to protect that investment is not created equal, and there are many options to consider. One important consideration when purchasing insurance for equipment

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DCAMM and Electronic Bid Bonds

Did you know that Massachusetts Division of Capital Asset Management & Maintenance (DCAMM) has enhanced its construction contract procurement processes by transitioning to an Electronic Bid Bond submission?

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