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Business Insurance

New Massachusetts RMV Service Center Handout

A new handout called RMV Service Center Services (document LIC118) has been created by the Massachusetts RMV. This handout contains information on which RMV transactions require and appointment, which can be processed in an RMV Service Center without

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Contractors Errors & Omissions Insurance

If you are a trade contractor, you are likely an expert in your field.  Despite your expertise, some customers are quick to allege negligence after a job has been completed.   Considering the rising costs of materials, labor costs, and slim profit

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Top 5 Cyber Insurance Tips

Cyber insurance is confusing and becoming more difficult to secure. Insurance companies are gathering loss experience and adjusting underwriting and pricing accordingly. A cyber-attack is one of the most debilitating events that can occur to your business.

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MA Workers' Comp Rate Changes effective 7/1/2022

The Massachusetts Commissioner of Insurance has approved a Stipulation for the general revision of workers’ compensation rates, effective 12:01 A.M., July 1, 2022, applicable to new and renewal policies. Lou Tonry summarizes the changes for you in

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The Optional Coverages - Are they really optional?

When insurance coverage is required by specifications and you intend to win that job, your decision to buy the insurance is easy. The hard part is finding the right coverage at the best price. But, what about the optional coverages? I’m not talking

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Cybersecurity Awareness

Do You Know that October is Cybersecurity Awareness Month?? Of course you know.  Cybersecurity Awareness appears everywhere in October.  But,id you think about how it affects you?  Did you take action?  If not, here are a few reasons you should

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Fiduciary Liability vs. Fidelity/Crime Coverage

Fiduciary Liability, Fidelity, Crime, Theft, Employee Dishonesty, 3rd Party Crime, ERISA Bonds – Oh My!! Anotheret of coverages in oureries of articles describing The Optional Coverages – are they really optional?  What do all of these terms

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What your ERISA Bond is NOT!

Your ERISA Bond is NOT: Fiduciary Liability Insurance, Employment Practices Liability Insurance, Errors and Omissions Insurance, Directors and Officers Liability Insurance, Identity Theft Insurance. This post explains the difference.

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UPDATE Tonry Insurance Group’s Response to COVID-19

NOTICE Our Quincy office has moved to Braintree