You may be familiar with the term deductible. Do you know if your homeowner’s policy has an “all other perils,” “wind/hail,” “named storm,” or “hurricane” deductible? In this article, we will explain what these different deductibles
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In 2023, the Northeast experienced extreme flooding areas rarely affected by floods. Record-breaking rainfall led to flooding Montpelier VT, Leominster, MA, and Manhattan, NY to name a few areas. These events highlight the importance of purchasing
2023 marks the 20th annual Cybersecurity Awareness month when the Cybersecurity and Infrastructure Security Agency (CISA) provides information and materials critical to keeping our data, our resources, and our privacy safe. We eagerly join in this effort
Installation floaters are builder's risk policies written to insure a specific type of property during its installation. Usually, they are purchased by subcontractors who are installing equipment or materials in existing buildings where a builders risk
Last month we discussed often overlooked coverages for construction professionals. Our team wanted to explore one of these overlooked coverages in more detail: Pollution Liability. Contractors may be surprised to know that commercial general liability
If you are a contractor, you probably have a general liability policy and coverage for your tools and trucks, but there are important types of insurance that are often overlooked. Building and renovating poses a lot of risk to you and your assets, so
Congratulations on graduating from college! As you embark on your next chapter in life, it's important to consider your insurance needs. While you may have very little to protect now, insurance also protects future earnings!
The Massachusetts Commissioner of Insurance has approved a Stipulation for the general revision of workers’ compensation rates, effective 12:01 A.M., July 1, 2023, applicable to new and renewal policies. Lou Tonry summarizes the changes for you in
Cyber insurance is confusing and becoming more difficult to secure. Insurance companies are gathering loss experience and adjusting underwriting and pricing accordingly. A cyber-attack is one of the most debilitating events that can occur to your business.