Cyber insurance is confusing and becoming more difficult to secure. Insurance companies are gathering loss experience and adjusting underwriting and pricing accordingly. A cyber-attack is one of the most debilitating events that can occur to your business.
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The Massachusetts Commissioner of Insurance has approved a Stipulation for the general revision of workers’ compensation rates, effective 12:01 A.M., July 1, 2022, applicable to new and renewal policies. Lou Tonry summarizes the changes for you in
When insurance coverage is required by specifications and you intend to win that job, your decision to buy the insurance is easy. The hard part is finding the right coverage at the best price. But, what about the optional coverages? I’m not talking
Every homeowner hopes to never have to file a home insurance claim, but accidents do happen, and some factors increase the likelihood they will occur. Here are 10 surprising things that can affect the types of claims you might file and how much you pay
Do You Know that October is Cybersecurity Awareness Month?? Of course you know. Cybersecurity Awareness appears everywhere in October. But,id you think about how it affects you? Did you take action? If not, here are a few reasons you should
Fiduciary Liability, Fidelity, Crime, Theft, Employee Dishonesty, 3rd Party Crime, ERISA Bonds – Oh My!! Anotheret of coverages in oureries of articles describing The Optional Coverages – are they really optional? What do all of these terms
Your ERISA Bond is NOT: Fiduciary Liability Insurance, Employment Practices Liability Insurance, Errors and Omissions Insurance, Directors and Officers Liability Insurance, Identity Theft Insurance. This post explains the difference.
No business owner would consider operating without general liability or property insurance, yet an employer is more likely to have an employment practices liability claim than a general liability or property claim.
Recently, we had the pleasure to work with a young entrepreneur who had started a consulting company and raised over multiple millions of dollars in investments from over twenty different sources. The company had grown from 4 to 14 employees in a year