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Insurance Tips for Recent College Graduates
Congratulations on graduating from college! As you embark on your next chapter in life, it's important to consider your insurance needs. While you may have very little to protect now, insurance also protects future earnings!
The Dog-Eat-Dog World of Dog Bite Liability
Whether you are considering adopting a new dog, or your family is one of the estimated 65.1 million US households who already own one, it is a good idea to review your homeowners or renters insurance for dog bite liability coverage.
MA Workers' Comp Rate Changes effective 7/1/2023
The Massachusetts Commissioner of Insurance has approved a Stipulation for the general revision of workers’ compensation rates, effective 12:01 A.M., July 1, 2023, applicable to new and renewal policies. Lou Tonry summarizes the changes for you in
Legal Ownership of Property
The practice of using trusts or limited liability corporations (LLCs) has become more common and they are often used for transferring legal ownership,set protection, estate planning, tax strategies, or for privacy reasons. As a business grows or
Contractor's Equipment Valuation Method
The equipment and tools purchased for your business are a big investment. The insurance available to protect that investment is not created equal, and there are many options to consider. One important consideration when purchasing insurance for equipment
DCAMM and Electronic Bid Bonds
Did you know that Massachusetts Division of Capital Asset Management & Maintenance (DCAMM) has enhanced its construction contract procurement processes by transitioning to an Electronic Bid Bond submission?
What is Social Inflation?
Social inflation refers to the increase in court awards due to factors other than economic inflation such as changing attitudes of jurors due to society trends, views toward increased litigation, broader contract interpretations, and plaintiff friendly
New Massachusetts RMV Service Center Handout
A new handout called RMV Service Center Services (document LIC118) has been created by the Massachusetts RMV. This handout contains information on which RMV transactions require and appointment, which can be processed in an RMV Service Center without
Contractors Errors & Omissions Insurance
If you are a trade contractor, you are likely an expert in your field. Despite your expertise, some customers are quick to allege negligence after a job has been completed. Considering the rising costs of materials, labor costs, and slim profit
Top 5 Cyber Insurance Tips
Cyber insurance is confusing and becoming more difficult to secure. Insurance companies are gathering loss experience and adjusting underwriting and pricing accordingly. A cyber-attack is one of the most debilitating events that can occur to your business.