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Workers' Comp Audits for Contractors: Avoid Surprises

For contractors, workers’ compensation audits are a routine part of doing business—but they can still lead to unexpected premium changes if you’re not prepared. Because contracting operations often involve fluctuating payrolls, subcontractors,

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Managing Risks of Snow Removal

When winter weather strikes, snow removal is essential, but it comes with a unique set of risks. Contractors and property owners face liability not only during the snow removal operations but afterward, when hidden hazards like ice patches can causeries

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Insuring Your Home Based Business

Running a business from home offers flexibility and convenience, but it also introduces risks that many entrepreneurs overlook. From liability concerns to property protection, understanding the insurance needs of your home-based business is essential.

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Business Events Requiring Insurance Review

Running a business involves numerous events that can dramatically influence your operations, assets, liabilities, and overall risk profile. One key aspect that often gets overlooked amidst the excitement of growth or the stress of change is insurance.

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MA Workers' Comp Rate Changes effective 7/1/2024

In a late and disputed decision, the Massachusetts Commissioner of Insurance has ordered a general revision of workers’ compensation rates, effective 12:01 A.M., July 1, 2024, applicable to new and renewal policies. Lou Tonryummarizes the changes

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The Importance of Accuracy: Why Your Name Matters

When it comes to insurance, attention to detail is paramount. The accuracy of your name as the Named Insured is critical to ensuring the insurance policy is valid. Our customers often ask about including the "Doing Business As" (DBA) names on the policy.

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Do I Need Flood Insurance?

In 2023, the Northeast experienced extreme flooding areas rarely affected by floods. Record-breaking rainfall led to flooding Montpelier VT, Leominster, MA, and Manhattan, NY to name a few areas. These events highlight the importance of purchasing

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