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Contractors

Workers' Comp Audits for Contractors: Avoid Surprises

For contractors, workers’ compensation audits are a routine part of doing business—but they can still lead to unexpected premium changes if you’re not prepared. Because contracting operations often involve fluctuating payrolls, subcontractors,

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Do I Need Flood Insurance?

In 2023, the Northeast experienced extreme flooding areas rarely affected by floods. Record-breaking rainfall led to flooding Montpelier VT, Leominster, MA, and Manhattan, NY to name a few areas. These events highlight the importance of purchasing

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October is Cybersecurity Awareness Month

2023 marks the 20th annual Cybersecurity Awareness month when the Cybersecurity and Infrastructure Security Agency (CISA) provides information and materials critical to keeping our data, our resources, and our privacy safe. We eagerly join in this effort

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The Dog-Eat-Dog World of Dog Bite Liability

Whether you are considering adopting a new dog, or your family is one of the estimated 65.1 million US households who already own one, it is a good idea to review your homeowners or renters insurance for dog bite liability coverage.

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Legal Ownership of Property

The practice of using trusts or limited liability corporations (LLCs) has become more common and they are often used for transferring legal ownership,set protection, estate planning, tax strategies, or for privacy reasons. As a business grows or

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