Products and Services
We offer a full range of insurance products to local businesses and individuals with a specialty in bonding and insuring contractors of all types. To better serve the particular needs of our clients we operate in three separate departments:
- Small Business Department which caters to the needs of families and small businesses of all types to provide competitive insurance programs;
- Custom Accounts Department which services the insurance needs of clients with greater than $25,000 in property and casualty premium by offering specialized insurance programs and services designed specifically for each client;
- Bond Department which underwrites and issues bid, performance and payment bonds, license and permit bonds and a variety of miscellaneous bonds for businesses of all types and sizes.
Over many years, we have developed relationships with various insurance and bonding companies, both national and local, as well as specialty companies that aggressively pursue traditionally "difficult-to-write" accounts. It is these relationships and our dedication to the development of growth strategies for our business clients that allows us to make solid recommendations to deliver the support our clients need.
Companies We Do Business With
- Andover Companies (Merrimack Mutual, Cambridge Mutual)
- CNA
- Chartis (Formerly AIG)
- Commerce Insurance
- Contractors Bonding Insurance Company
- Encompass Insurance
- Foremost Insurance Group
- Hanover Insurance Group
- Harleysville Insurance
- The Hartford
- Main Street America Group
- Peerless Insurance (Member of Liberty Mutual Group)
- Premier (Travelers of Massachusetts)
- Safety Insurance
- Tower Group Companies
- Travelers
- Utica
- Zurich Financial Services
We also access a multitude of other insurance companies through wholesalers and program administrators that we have developed long term relationships with.
We have also developed specialized programs to better serve the needs of our clients. One such program is a "pay as you go", no deposit workers' compensation program that allows you to pay your workers' compensation premium based on your actual weekly payroll.